
Development contribution waiver: 72 days to complete your house
A house that used the temporary waiver must be complete by 31 December 2026. The Minister said on 1 October there will be no further extension.
What changed, who it affects, and what is already law versus only announced. Each article links to the guide on the topic and lists its sources.

A house that used the temporary waiver must be complete by 31 December 2026. The Minister said on 1 October there will be no further extension.

Commencement notices for 3,501 single homes were lodged in January to September 2026, against 2,853 in 2025. A rush before the waiver ended inflated 2024.

The CSO says house prices were 4.9% higher in August 2026 than a year earlier, the slowest annual rise in a year. What it means for your site and build.

How Budget 2027 affects your self-build: higher Help to Buy, property tax changes and support if you rent during construction.

The Help to Buy cap rose by €5,000, to €35,000, from 7 October 2026. You only get the full rise if your home's valuation and the tax you have paid qualify.

The CSO's wholesale price index for building materials was 3.3% higher in August 2026 than a year earlier. Steel reinforcement rose most; cement fell.

The 3,386 permissions granted for dwellings in the first half of 2026 are up 8% on a year earlier (1,597 in Q2, up 4%). What it means if you await a decision.

The ECB raised its deposit rate twice in 2026, to 2.50%. What that changes for a self-build mortgage drawn in stages, and what it doesn't.

The CSO counted 1,427 single houses completed in the second quarter of 2026, 3.7% fewer than a year earlier. Cork and Galway built the most.

The draft rural housing statement would need 7 years living within 10km and a promise to live in the house for 10 years. The 2005 rules still apply.